Settlement Overview
When you begin processing with Floorzap Payments, ACH transactions will initially settle on a five-business-day schedule (T+5). This temporary timing is part of our standard risk-management process and does not affect card payments, which continue to settle in two business days (T+2).
After your first 30 days of processing, our system will automatically review your account. If your activity meets the required criteria, ACH settlement may be accelerated to T+2 to match your card funding schedule.
Note: No additional funding schedule changes will be made without merchant consent beforehand, unless a change is required for fraud prevention or security reasons.
